Home Loans in India — Compare by Bank & City
Get city-specific EMI, eligibility, and rate guides for every major lender. 49+ combinations covered.
RBI MPC meets June 3–5, 2026. A rate hike would raise floating-rate EMIs across all banks listed below.
See your city's impact →State Bank of India
From 8.5% p.a.India's largest lender with the most competitive rates for salaried borrowers and a vast branch network for in-person service.
HDFC Bank
From 8.7% p.a.Fastest digital approval (often within 3 working days) with flexible tenure and balance-transfer options.
ICICI Bank
From 8.75% p.a.Best-in-class self-employed home loan products with relationship-based rate discounts for existing customers.
Kotak Mahindra Bank
From 8.75% p.a.Premium service with minimal documentation requirements, ideal for professionals with strong CIBIL scores.
Bank of Baroda
From 8.4% p.a.One of the lowest starting rates among public sector banks, with extra concessions for women borrowers.
Axis Bank
From 8.75% p.a.Excellent digital experience with quick e-KYC and a dedicated relationship manager for premium customers.
Punjab National Bank
From 8.45% p.a.Public-sector reliability with competitive rates and Pradhan Mantri Awas Yojana (PMAY) subsidy support.