Aditya Birla Housing Finance Home Loan
Interest rates from 8.75% p.a. (up to 14.5%) · EMI from ₹39,335/month on a ₹50L loan over 30 years. Rates as of June 2026.
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About Aditya Birla Housing Finance home loans
Wide rate band from prime salaried to self-employed, with no prepayment charges on floating loans.
Aditya Birla HF home loan EMI table (8.75% p.a.)
Monthly EMI at Aditya Birla HF's minimum rate. Tap any amount for the full breakdown.
How much interest will a Aditya Birla HF loan cost?
A ₹50 lakh Aditya Birla HF home loan at 8.75% over 20 years means about ₹56.05 L in total interest — on top of the ₹50 lakh you borrowed. Prepaying even ₹10,000/month can cut years off the loan and save several lakh in interest.
See your prepayment savings →Compare Aditya Birla HF with other lenders →
Aditya Birla HF home loan by city
Compare Aditya Birla HF with similar lenders
| Lender | Min Rate | ₹50L · 20yr EMI |
|---|---|---|
| Aditya Birla HF (this page) | 8.75% | ₹44,186 |
| Federal | 8.75% | ₹44,186 |
| DCB | 8.75% | ₹44,186 |
| J&K Bank | 8.75% | ₹44,186 |
| Karnataka Bank | 8.75% | ₹44,186 |
| IIFL Home | 8.75% | ₹44,186 |
| Sammaan Capital | 8.75% | ₹44,186 |
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Frequently Asked Questions
What is the Aditya Birla Housing Finance home loan interest rate in 2026?
Aditya Birla Housing Finance offers home loans starting at 8.75% p.a., going up to 14.5% p.a. depending on your CIBIL score, loan amount, and income profile. Rates are as of June 2026; confirm the current rate with the lender before applying.
What is the EMI for a ₹50 lakh Aditya Birla HF home loan?
At 8.75% p.a., a ₹50 lakh Aditya Birla HF home loan has an EMI of about ₹44,186 for 20 years — roughly ₹39,335 for 30 years and ₹49,972 for 15 years. Use the NestSaver calculator for your exact amount.
What is the processing fee and maximum tenure for a Aditya Birla HF home loan?
Aditya Birla Housing Finance's processing fee is Up to 1%, with a maximum tenure of 30 years and funding of up to 90% of the property value (loan-to-value).
Is prepayment allowed on a Aditya Birla HF home loan?
Yes. RBI rules prohibit prepayment penalties on floating-rate home loans, so you can prepay a Aditya Birla HF home loan partially or fully at any time. The NestSaver prepayment simulator shows exactly how much interest and time you save.
Disclaimer: Interest rates shown are indicative, sourced as of June 2026, and the lowest published floating rate is typically reserved for borrowers with high credit scores. Actual rates depend on your profile, loan amount, and the property, and change frequently. Always confirm the current rate directly with Aditya Birla Housing Finance before applying. NestSaver is an information and planning service, not a lender.