Sammaan Capital (ex-Indiabulls Housing) Home Loan
Interest rates from 8.75% p.a. (up to 12%) · EMI from ₹39,335/month on a ₹50L loan over 30 years. Rates as of June 2026.
Want the lowest rate? See how repo rate, bank spread & your CIBIL build this rate →
About Sammaan Capital (ex-Indiabulls Housing) home loans
Rebranded from Indiabulls Housing Finance; home loans up to ₹5 crore with no floating-rate prepayment fees.
Sammaan Capital home loan EMI table (8.75% p.a.)
Monthly EMI at Sammaan Capital's minimum rate. Tap any amount for the full breakdown.
How much interest will a Sammaan Capital loan cost?
A ₹50 lakh Sammaan Capital home loan at 8.75% over 20 years means about ₹56.05 L in total interest — on top of the ₹50 lakh you borrowed. Prepaying even ₹10,000/month can cut years off the loan and save several lakh in interest.
See your prepayment savings →Compare Sammaan Capital with other lenders →
Sammaan Capital home loan by city
Compare Sammaan Capital with similar lenders
| Lender | Min Rate | ₹50L · 20yr EMI |
|---|---|---|
| Sammaan Capital (this page) | 8.75% | ₹44,186 |
| Federal | 8.75% | ₹44,186 |
| DCB | 8.75% | ₹44,186 |
| J&K Bank | 8.75% | ₹44,186 |
| Karnataka Bank | 8.75% | ₹44,186 |
| Aditya Birla HF | 8.75% | ₹44,186 |
| IIFL Home | 8.75% | ₹44,186 |
Get the lowest rate on your Sammaan Capital home loan
Our advisors help you negotiate the rate and structure prepayments. Zero cost.
Frequently Asked Questions
What is the Sammaan Capital (ex-Indiabulls Housing) home loan interest rate in 2026?
Sammaan Capital (ex-Indiabulls Housing) offers home loans starting at 8.75% p.a., going up to 12% p.a. depending on your CIBIL score, loan amount, and income profile. Rates are as of June 2026; confirm the current rate with the lender before applying.
What is the EMI for a ₹50 lakh Sammaan Capital home loan?
At 8.75% p.a., a ₹50 lakh Sammaan Capital home loan has an EMI of about ₹44,186 for 20 years — roughly ₹39,335 for 30 years and ₹49,972 for 15 years. Use the NestSaver calculator for your exact amount.
What is the processing fee and maximum tenure for a Sammaan Capital home loan?
Sammaan Capital (ex-Indiabulls Housing)'s processing fee is Varies, with a maximum tenure of 30 years and funding of up to 90% of the property value (loan-to-value).
Is prepayment allowed on a Sammaan Capital home loan?
Yes. RBI rules prohibit prepayment penalties on floating-rate home loans, so you can prepay a Sammaan Capital home loan partially or fully at any time. The NestSaver prepayment simulator shows exactly how much interest and time you save.
Disclaimer: Interest rates shown are indicative, sourced as of June 2026, and the lowest published floating rate is typically reserved for borrowers with high credit scores. Actual rates depend on your profile, loan amount, and the property, and change frequently. Always confirm the current rate directly with Sammaan Capital (ex-Indiabulls Housing) before applying. NestSaver is an information and planning service, not a lender.