Home Loan EMI by Amount & Tenure
Pick your loan amount and tenure to see the exact EMI, total interest, a bank-by-bank comparison, and how much prepayment can save you. Figures use a 8.6% benchmark rate and are updated for 2026.
EMI at a glance (8.6% p.a.)
Monthly EMI for each amount and tenure. Tap any figure for the full breakdown.
| Loan Amount | 10 yrs | 15 yrs | 20 yrs | 25 yrs | 30 yrs |
|---|---|---|---|---|---|
| ₹5 Lakh | ₹6,226 | ₹4,953 | ₹4,371 | ₹4,060 | ₹3,880 |
| ₹10 Lakh | ₹12,452 | ₹9,906 | ₹8,742 | ₹8,120 | ₹7,760 |
| ₹15 Lakh | ₹18,678 | ₹14,859 | ₹13,112 | ₹12,180 | ₹11,640 |
| ₹20 Lakh | ₹24,904 | ₹19,812 | ₹17,483 | ₹16,240 | ₹15,520 |
| ₹25 Lakh | ₹31,130 | ₹24,765 | ₹21,854 | ₹20,299 | ₹19,400 |
| ₹30 Lakh | ₹37,356 | ₹29,718 | ₹26,225 | ₹24,359 | ₹23,280 |
| ₹35 Lakh | ₹43,582 | ₹34,671 | ₹30,596 | ₹28,419 | ₹27,160 |
| ₹40 Lakh | ₹49,808 | ₹39,624 | ₹34,967 | ₹32,479 | ₹31,040 |
| ₹50 Lakh | ₹62,261 | ₹49,531 | ₹43,708 | ₹40,599 | ₹38,801 |
| ₹60 Lakh | ₹74,713 | ₹59,437 | ₹52,450 | ₹48,719 | ₹46,561 |
| ₹75 Lakh | ₹93,391 | ₹74,296 | ₹65,562 | ₹60,898 | ₹58,201 |
| ₹1 Crore | ₹1,24,521 | ₹99,061 | ₹87,416 | ₹81,198 | ₹77,601 |