Bajaj Housing Finance Home Loan
Interest rates from 7.25% p.a. (up to 9.8%) · EMI from ₹34,109/month on a ₹50L loan over 30 years. Rates as of June 2026.
Want the lowest rate? See how repo rate, bank spread & your CIBIL build this rate →
About Bajaj Housing Finance home loans
One of the most aggressively priced large HFCs for salaried borrowers with strong credit.
Bajaj Housing home loan EMI table (7.25% p.a.)
Monthly EMI at Bajaj Housing's minimum rate. Tap any amount for the full breakdown.
How much interest will a Bajaj Housing loan cost?
A ₹50 lakh Bajaj Housing home loan at 7.25% over 20 years means about ₹44.85 L in total interest — on top of the ₹50 lakh you borrowed. Prepaying even ₹10,000/month can cut years off the loan and save several lakh in interest.
See your prepayment savings →Compare Bajaj Housing with other lenders →
Bajaj Housing home loan by city
Compare Bajaj Housing with similar lenders
Get the lowest rate on your Bajaj Housing home loan
Our advisors help you negotiate the rate and structure prepayments. Zero cost.
Frequently Asked Questions
What is the Bajaj Housing Finance home loan interest rate in 2026?
Bajaj Housing Finance offers home loans starting at 7.25% p.a., going up to 9.8% p.a. depending on your CIBIL score, loan amount, and income profile. Rates are as of June 2026; confirm the current rate with the lender before applying.
What is the EMI for a ₹50 lakh Bajaj Housing home loan?
At 7.25% p.a., a ₹50 lakh Bajaj Housing home loan has an EMI of about ₹39,519 for 20 years — roughly ₹34,109 for 30 years and ₹45,643 for 15 years. Use the NestSaver calculator for your exact amount.
What is the processing fee and maximum tenure for a Bajaj Housing home loan?
Bajaj Housing Finance's processing fee is Up to 0.50% + GST, with a maximum tenure of 30 years and funding of up to 90% of the property value (loan-to-value).
Is prepayment allowed on a Bajaj Housing home loan?
Yes. RBI rules prohibit prepayment penalties on floating-rate home loans, so you can prepay a Bajaj Housing home loan partially or fully at any time. The NestSaver prepayment simulator shows exactly how much interest and time you save.
Disclaimer: Interest rates shown are indicative, sourced as of June 2026, and the lowest published floating rate is typically reserved for borrowers with high credit scores. Actual rates depend on your profile, loan amount, and the property, and change frequently. Always confirm the current rate directly with Bajaj Housing Finance before applying. NestSaver is an information and planning service, not a lender.