Bank of Maharashtra Home Loan
Interest rates from 7.35% p.a. (up to 10%) · EMI from ₹34,449/month on a ₹50L loan over 30 years. Rates as of June 2026.
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About Bank of Maharashtra home loans
Frequently among the cheapest PSU lenders, with repo-linked rates from ~7.35%.
BoM home loan EMI table (7.35% p.a.)
Monthly EMI at BoM's minimum rate. Tap any amount for the full breakdown.
How much interest will a BoM loan cost?
A ₹50 lakh BoM home loan at 7.35% over 20 years means about ₹45.57 L in total interest — on top of the ₹50 lakh you borrowed. Prepaying even ₹10,000/month can cut years off the loan and save several lakh in interest.
See your prepayment savings →Compare BoM with other lenders →
BoM home loan by city
Compare BoM with similar lenders
| Lender | Min Rate | ₹50L · 20yr EMI |
|---|---|---|
| BoM (this page) | 7.35% | ₹39,822 |
| BoB | 7.2% | ₹39,367 |
| Bajaj Housing | 7.25% | ₹39,519 |
| Union Bank | 7.35% | ₹39,822 |
| Indian Bank | 7.4% | ₹39,974 |
| SBI | 7.5% | ₹40,280 |
| PNB | 7.5% | ₹40,280 |
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Frequently Asked Questions
What is the Bank of Maharashtra home loan interest rate in 2026?
Bank of Maharashtra offers home loans starting at 7.35% p.a., going up to 10% p.a. depending on your CIBIL score, loan amount, and income profile. Rates are as of June 2026; confirm the current rate with the lender before applying.
What is the EMI for a ₹50 lakh BoM home loan?
At 7.35% p.a., a ₹50 lakh BoM home loan has an EMI of about ₹39,822 for 20 years — roughly ₹34,449 for 30 years and ₹45,925 for 15 years. Use the NestSaver calculator for your exact amount.
What is the processing fee and maximum tenure for a BoM home loan?
Bank of Maharashtra's processing fee is Varies, with a maximum tenure of 30 years and funding of up to 90% of the property value (loan-to-value).
Is prepayment allowed on a BoM home loan?
Yes. RBI rules prohibit prepayment penalties on floating-rate home loans, so you can prepay a BoM home loan partially or fully at any time. The NestSaver prepayment simulator shows exactly how much interest and time you save.
Disclaimer: Interest rates shown are indicative, sourced as of June 2026, and the lowest published floating rate is typically reserved for borrowers with high credit scores. Actual rates depend on your profile, loan amount, and the property, and change frequently. Always confirm the current rate directly with Bank of Maharashtra before applying. NestSaver is an information and planning service, not a lender.