Bandhan Bank Home Loan
Interest rates from 8.4% p.a. (up to 13.25%) · EMI from ₹38,092/month on a ₹50L loan over 30 years. Rates as of June 2026.
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About Bandhan Bank home loans
Private lender with home loans spanning prime to higher-risk borrower profiles.
Bandhan home loan EMI table (8.4% p.a.)
Monthly EMI at Bandhan's minimum rate. Tap any amount for the full breakdown.
How much interest will a Bandhan loan cost?
A ₹50 lakh Bandhan home loan at 8.4% over 20 years means about ₹53.38 L in total interest — on top of the ₹50 lakh you borrowed. Prepaying even ₹10,000/month can cut years off the loan and save several lakh in interest.
See your prepayment savings →Compare Bandhan with other lenders →
Bandhan home loan by city
Compare Bandhan with similar lenders
| Lender | Min Rate | ₹50L · 20yr EMI |
|---|---|---|
| Bandhan (this page) | 8.4% | ₹43,075 |
| Axis | 8.35% | ₹42,918 |
| ESAF SFB | 8.4% | ₹43,075 |
| KVB | 8.5% | ₹43,391 |
| LIC HFL | 8.5% | ₹43,391 |
| PNB Housing | 8.5% | ₹43,391 |
| Tata Capital | 8.5% | ₹43,391 |
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Frequently Asked Questions
What is the Bandhan Bank home loan interest rate in 2026?
Bandhan Bank offers home loans starting at 8.4% p.a., going up to 13.25% p.a. depending on your CIBIL score, loan amount, and income profile. Rates are as of June 2026; confirm the current rate with the lender before applying.
What is the EMI for a ₹50 lakh Bandhan home loan?
At 8.4% p.a., a ₹50 lakh Bandhan home loan has an EMI of about ₹43,075 for 20 years — roughly ₹38,092 for 30 years and ₹48,944 for 15 years. Use the NestSaver calculator for your exact amount.
What is the processing fee and maximum tenure for a Bandhan home loan?
Bandhan Bank's processing fee is Varies, with a maximum tenure of 30 years and funding of up to 90% of the property value (loan-to-value).
Is prepayment allowed on a Bandhan home loan?
Yes. RBI rules prohibit prepayment penalties on floating-rate home loans, so you can prepay a Bandhan home loan partially or fully at any time. The NestSaver prepayment simulator shows exactly how much interest and time you save.
Disclaimer: Interest rates shown are indicative, sourced as of June 2026, and the lowest published floating rate is typically reserved for borrowers with high credit scores. Actual rates depend on your profile, loan amount, and the property, and change frequently. Always confirm the current rate directly with Bandhan Bank before applying. NestSaver is an information and planning service, not a lender.