Karur Vysya Bank Home Loan
Interest rates from 8.5% p.a. (up to 11.7%) · EMI from ₹38,446/month on a ₹50L loan over 30 years. Rates as of June 2026.
Want the lowest rate? See how repo rate, bank spread & your CIBIL build this rate →
About Karur Vysya Bank home loans
Tamil Nadu-based private lender with a wide profile-based rate band.
KVB home loan EMI table (8.5% p.a.)
Monthly EMI at KVB's minimum rate. Tap any amount for the full breakdown.
How much interest will a KVB loan cost?
A ₹50 lakh KVB home loan at 8.5% over 20 years means about ₹54.14 L in total interest — on top of the ₹50 lakh you borrowed. Prepaying even ₹10,000/month can cut years off the loan and save several lakh in interest.
See your prepayment savings →Compare KVB with other lenders →
KVB home loan by city
Compare KVB with similar lenders
| Lender | Min Rate | ₹50L · 20yr EMI |
|---|---|---|
| KVB (this page) | 8.5% | ₹43,391 |
| Bandhan | 8.4% | ₹43,075 |
| ESAF SFB | 8.4% | ₹43,075 |
| LIC HFL | 8.5% | ₹43,391 |
| PNB Housing | 8.5% | ₹43,391 |
| Tata Capital | 8.5% | ₹43,391 |
| Sundaram Home | 8.6% | ₹43,708 |
Get the lowest rate on your KVB home loan
Our advisors help you negotiate the rate and structure prepayments. Zero cost.
Frequently Asked Questions
What is the Karur Vysya Bank home loan interest rate in 2026?
Karur Vysya Bank offers home loans starting at 8.5% p.a., going up to 11.7% p.a. depending on your CIBIL score, loan amount, and income profile. Rates are as of June 2026; confirm the current rate with the lender before applying.
What is the EMI for a ₹50 lakh KVB home loan?
At 8.5% p.a., a ₹50 lakh KVB home loan has an EMI of about ₹43,391 for 20 years — roughly ₹38,446 for 30 years and ₹49,237 for 15 years. Use the NestSaver calculator for your exact amount.
What is the processing fee and maximum tenure for a KVB home loan?
Karur Vysya Bank's processing fee is Varies, with a maximum tenure of 30 years and funding of up to 90% of the property value (loan-to-value).
Is prepayment allowed on a KVB home loan?
Yes. RBI rules prohibit prepayment penalties on floating-rate home loans, so you can prepay a KVB home loan partially or fully at any time. The NestSaver prepayment simulator shows exactly how much interest and time you save.
Disclaimer: Interest rates shown are indicative, sourced as of June 2026, and the lowest published floating rate is typically reserved for borrowers with high credit scores. Actual rates depend on your profile, loan amount, and the property, and change frequently. Always confirm the current rate directly with Karur Vysya Bank before applying. NestSaver is an information and planning service, not a lender.