Muthoot Homefin Home Loan
Interest rates from 11% p.a. (up to 19%) · EMI from ₹47,616/month on a ₹50L loan over 30 years. Rates as of June 2026.
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About Muthoot Homefin home loans
Affordable-housing arm of the Muthoot group lending up to ₹50 lakh with balance-transfer options.
Muthoot Homefin home loan EMI table (11% p.a.)
Monthly EMI at Muthoot Homefin's minimum rate. Tap any amount for the full breakdown.
How much interest will a Muthoot Homefin loan cost?
A ₹50 lakh Muthoot Homefin home loan at 11% over 20 years means about ₹73.86 L in total interest — on top of the ₹50 lakh you borrowed. Prepaying even ₹10,000/month can cut years off the loan and save several lakh in interest.
See your prepayment savings →Compare Muthoot Homefin with other lenders →
Muthoot Homefin home loan by city
Compare Muthoot Homefin with similar lenders
| Lender | Min Rate | ₹50L · 20yr EMI |
|---|---|---|
| Muthoot Homefin (this page) | 11% | ₹51,609 |
| Equitas SFB | 10.5% | ₹49,919 |
| Suryoday SFB | 10.5% | ₹49,919 |
| Chola | 10.5% | ₹49,919 |
| AU SFB | 11% | ₹51,609 |
| Aavas | 11.3% | ₹52,634 |
| Motilal Oswal HF | 11.75% | ₹54,185 |
Get the lowest rate on your Muthoot Homefin home loan
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Frequently Asked Questions
What is the Muthoot Homefin home loan interest rate in 2026?
Muthoot Homefin offers home loans starting at 11% p.a., going up to 19% p.a. depending on your CIBIL score, loan amount, and income profile. Rates are as of June 2026; confirm the current rate with the lender before applying.
What is the EMI for a ₹50 lakh Muthoot Homefin home loan?
At 11% p.a., a ₹50 lakh Muthoot Homefin home loan has an EMI of about ₹51,609 for 20 years — roughly ₹47,616 for 30 years and ₹56,830 for 15 years. Use the NestSaver calculator for your exact amount.
What is the processing fee and maximum tenure for a Muthoot Homefin home loan?
Muthoot Homefin's processing fee is Varies, with a maximum tenure of 20 years and funding of up to 80% of the property value (loan-to-value).
Is prepayment allowed on a Muthoot Homefin home loan?
Yes. RBI rules prohibit prepayment penalties on floating-rate home loans, so you can prepay a Muthoot Homefin home loan partially or fully at any time. The NestSaver prepayment simulator shows exactly how much interest and time you save.
Disclaimer: Interest rates shown are indicative, sourced as of June 2026, and the lowest published floating rate is typically reserved for borrowers with high credit scores. Actual rates depend on your profile, loan amount, and the property, and change frequently. Always confirm the current rate directly with Muthoot Homefin before applying. NestSaver is an information and planning service, not a lender.