Suryoday Small Finance Bank Home Loan
Interest rates from 10.5% p.a. (up to 16%) · EMI from ₹45,737/month on a ₹50L loan over 30 years. Rates as of June 2026.
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About Suryoday Small Finance Bank home loans
Affordable-housing focused lender offering home and self-construction loans.
Suryoday SFB home loan EMI table (10.5% p.a.)
Monthly EMI at Suryoday SFB's minimum rate. Tap any amount for the full breakdown.
How much interest will a Suryoday SFB loan cost?
A ₹50 lakh Suryoday SFB home loan at 10.5% over 20 years means about ₹69.81 L in total interest — on top of the ₹50 lakh you borrowed. Prepaying even ₹10,000/month can cut years off the loan and save several lakh in interest.
See your prepayment savings →Compare Suryoday SFB with other lenders →
Suryoday SFB home loan by city
Compare Suryoday SFB with similar lenders
| Lender | Min Rate | ₹50L · 20yr EMI |
|---|---|---|
| Suryoday SFB (this page) | 10.5% | ₹49,919 |
| Cent Bank HF | 10% | ₹48,251 |
| JM Financial | 10% | ₹48,251 |
| Equitas SFB | 10.5% | ₹49,919 |
| Chola | 10.5% | ₹49,919 |
| AU SFB | 11% | ₹51,609 |
| Muthoot Homefin | 11% | ₹51,609 |
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Frequently Asked Questions
What is the Suryoday Small Finance Bank home loan interest rate in 2026?
Suryoday Small Finance Bank offers home loans starting at 10.5% p.a., going up to 16% p.a. depending on your CIBIL score, loan amount, and income profile. Rates are as of June 2026; confirm the current rate with the lender before applying.
What is the EMI for a ₹50 lakh Suryoday SFB home loan?
At 10.5% p.a., a ₹50 lakh Suryoday SFB home loan has an EMI of about ₹49,919 for 20 years — roughly ₹45,737 for 30 years and ₹55,270 for 15 years. Use the NestSaver calculator for your exact amount.
What is the processing fee and maximum tenure for a Suryoday SFB home loan?
Suryoday Small Finance Bank's processing fee is Varies, with a maximum tenure of 20 years and funding of up to 90% of the property value (loan-to-value).
Is prepayment allowed on a Suryoday SFB home loan?
Yes. RBI rules prohibit prepayment penalties on floating-rate home loans, so you can prepay a Suryoday SFB home loan partially or fully at any time. The NestSaver prepayment simulator shows exactly how much interest and time you save.
Disclaimer: Interest rates shown are indicative, sourced as of June 2026, and the lowest published floating rate is typically reserved for borrowers with high credit scores. Actual rates depend on your profile, loan amount, and the property, and change frequently. Always confirm the current rate directly with Suryoday Small Finance Bank before applying. NestSaver is an information and planning service, not a lender.