Sundaram Home Finance Home Loan
Interest rates from 8.6% p.a. (up to 11%) · EMI from ₹38,801/month on a ₹50L loan over 30 years. Rates as of June 2026.
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About Sundaram Home Finance home loans
Sundaram Finance group HFC with a strong South-India branch network.
Sundaram Home home loan EMI table (8.6% p.a.)
Monthly EMI at Sundaram Home's minimum rate. Tap any amount for the full breakdown.
How much interest will a Sundaram Home loan cost?
A ₹50 lakh Sundaram Home home loan at 8.6% over 20 years means about ₹54.90 L in total interest — on top of the ₹50 lakh you borrowed. Prepaying even ₹10,000/month can cut years off the loan and save several lakh in interest.
See your prepayment savings →Compare Sundaram Home with other lenders →
Sundaram Home home loan by city
Compare Sundaram Home with similar lenders
| Lender | Min Rate | ₹50L · 20yr EMI |
|---|---|---|
| Sundaram Home (this page) | 8.6% | ₹43,708 |
| KVB | 8.5% | ₹43,391 |
| LIC HFL | 8.5% | ₹43,391 |
| PNB Housing | 8.5% | ₹43,391 |
| Tata Capital | 8.5% | ₹43,391 |
| L&T Finance | 8.65% | ₹43,867 |
| SIB | 8.7% | ₹44,026 |
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Frequently Asked Questions
What is the Sundaram Home Finance home loan interest rate in 2026?
Sundaram Home Finance offers home loans starting at 8.6% p.a., going up to 11% p.a. depending on your CIBIL score, loan amount, and income profile. Rates are as of June 2026; confirm the current rate with the lender before applying.
What is the EMI for a ₹50 lakh Sundaram Home home loan?
At 8.6% p.a., a ₹50 lakh Sundaram Home home loan has an EMI of about ₹43,708 for 20 years — roughly ₹38,801 for 30 years and ₹49,531 for 15 years. Use the NestSaver calculator for your exact amount.
What is the processing fee and maximum tenure for a Sundaram Home home loan?
Sundaram Home Finance's processing fee is Varies, with a maximum tenure of 30 years and funding of up to 90% of the property value (loan-to-value).
Is prepayment allowed on a Sundaram Home home loan?
Yes. RBI rules prohibit prepayment penalties on floating-rate home loans, so you can prepay a Sundaram Home home loan partially or fully at any time. The NestSaver prepayment simulator shows exactly how much interest and time you save.
Disclaimer: Interest rates shown are indicative, sourced as of June 2026, and the lowest published floating rate is typically reserved for borrowers with high credit scores. Actual rates depend on your profile, loan amount, and the property, and change frequently. Always confirm the current rate directly with Sundaram Home Finance before applying. NestSaver is an information and planning service, not a lender.