Suryoday SFB Home Loan in Mumbai
Interest rates from 10.5% p.a. · EMI from ₹1,00,621/month for a ₹110L loan over 30 years. Updated for 2026.
See full Suryoday SFB home loan details, rates & EMI →
Quick EMI Estimate
Based on the average loan amount in Mumbai (₹110 lakh) at Suryoday SFB's minimum rate of 10.5% p.a.
Why choose Suryoday Small Finance Bank for a home loan in Mumbai?
Affordable-housing focused lender offering home and self-construction loans.
Mumbai's property market is India's most expensive, with average 2BHK prices crossing ₹1.8 Cr. High loan amounts mean even small rate differences translate to lakhs in savings.
Popular Mumbai localities for home buyers
Mumbai's most active home-buying corridors are concentrated in these areas, where Suryoday SFB customers are typically funding 70–90% of property value:
Average property price (2BHK): ₹180 lakh · Per-sqft rate: ₹22,000
How much will you save by prepaying?
A ₹110 lakh Suryoday SFB home loan at 10.5% over 20 years means you pay roughly ₹1,53,57,280 in interest alone — almost as much as the principal itself.
A modest ₹10,000/month prepayment can shave 6–8 years off your tenure and save ₹15–25 lakh in interest. The NestSaver prepayment simulator shows you exactly how much, in seconds.
Run prepayment simulation →Compare top home loan offers in Mumbai →
Frequently Asked Questions
What is the Suryoday SFB home loan interest rate in Mumbai?
Suryoday Small Finance Bank offers home loans in Mumbai starting at 10.5% p.a., going up to 16% p.a. depending on your CIBIL score, loan amount, and employment profile. The processing fee is Varies.
What is the EMI for a ₹110 lakh Suryoday SFB home loan in Mumbai?
For a ₹110 lakh loan from Suryoday Small Finance Bank at 10.5% interest, the EMI is approximately ₹1,09,822 for 20 years, ₹1,03,860 for 25 years, and ₹1,00,621 for 30 years. Use the NestSaver calculator above for exact figures based on your loan amount and tenure.
How much home loan can I get from Suryoday SFB in Mumbai?
Suryoday Small Finance Bank typically finances up to 90% of the property value as a home loan in Mumbai, subject to a maximum tenure of 20 years. Your eligibility depends on your monthly income, existing EMIs, and credit score (typically 750+ for the best rates).
What documents are required for Suryoday SFB home loan in Mumbai?
You will need identity proof (Aadhaar/PAN), address proof, last 3 months' salary slips, last 6 months' bank statements, Form 16 or ITR for 2 years, and property documents (sale agreement, NOC from builder/society, approved plan). Self-employed applicants need GST returns and business proof.
Is prepayment allowed on a Suryoday SFB home loan?
Yes. Under RBI guidelines, Suryoday Small Finance Bank cannot charge any prepayment penalty on floating-rate home loans. You can make partial or full prepayments at any time to reduce your interest burden. Use the NestSaver prepayment simulator to see exactly how much you can save.
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