Vastu Housing Finance Home Loan
Interest rates from 12.5% p.a. (up to 19.5%) · EMI from ₹53,363/month on a ₹50L loan over 30 years. Rates as of June 2026.
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About Vastu Housing Finance home loans
Affordable-housing NBFC that publishes its rates transparently in an ROI-range disclosure.
Vastu HFC home loan EMI table (12.5% p.a.)
Monthly EMI at Vastu HFC's minimum rate. Tap any amount for the full breakdown.
How much interest will a Vastu HFC loan cost?
A ₹50 lakh Vastu HFC home loan at 12.5% over 20 years means about ₹86.34 L in total interest — on top of the ₹50 lakh you borrowed. Prepaying even ₹10,000/month can cut years off the loan and save several lakh in interest.
See your prepayment savings →Compare Vastu HFC with other lenders →
Vastu HFC home loan by city
Compare Vastu HFC with similar lenders
| Lender | Min Rate | ₹50L · 20yr EMI |
|---|---|---|
| Vastu HFC (this page) | 12.5% | ₹56,807 |
| AU SFB | 11% | ₹51,609 |
| Aavas | 11.3% | ₹52,634 |
| Motilal Oswal HF | 11.75% | ₹54,185 |
| Manappuram HF | 11.75% | ₹54,185 |
| India Shelter | 13% | ₹58,579 |
| Aptus | 14% | ₹62,176 |
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Frequently Asked Questions
What is the Vastu Housing Finance home loan interest rate in 2026?
Vastu Housing Finance offers home loans starting at 12.5% p.a., going up to 19.5% p.a. depending on your CIBIL score, loan amount, and income profile. Rates are as of June 2026; confirm the current rate with the lender before applying.
What is the EMI for a ₹50 lakh Vastu HFC home loan?
At 12.5% p.a., a ₹50 lakh Vastu HFC home loan has an EMI of about ₹56,807 for 20 years — roughly ₹53,363 for 30 years and ₹61,626 for 15 years. Use the NestSaver calculator for your exact amount.
What is the processing fee and maximum tenure for a Vastu HFC home loan?
Vastu Housing Finance's processing fee is Up to 2.5%, with a maximum tenure of 20 years and funding of up to 90% of the property value (loan-to-value).
Is prepayment allowed on a Vastu HFC home loan?
Yes. RBI rules prohibit prepayment penalties on floating-rate home loans, so you can prepay a Vastu HFC home loan partially or fully at any time. The NestSaver prepayment simulator shows exactly how much interest and time you save.
Disclaimer: Interest rates shown are indicative, sourced as of June 2026, and the lowest published floating rate is typically reserved for borrowers with high credit scores. Actual rates depend on your profile, loan amount, and the property, and change frequently. Always confirm the current rate directly with Vastu Housing Finance before applying. NestSaver is an information and planning service, not a lender.