Manappuram Home Finance Home Loan
Interest rates from 11.75% p.a. (up to 15.5%) · EMI from ₹50,470/month on a ₹50L loan over 30 years. Rates as of June 2026.
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About Manappuram Home Finance home loans
Lends for up to 80% of property value, with fixed rates priced ~1% above floating.
Manappuram HF home loan EMI table (11.75% p.a.)
Monthly EMI at Manappuram HF's minimum rate. Tap any amount for the full breakdown.
How much interest will a Manappuram HF loan cost?
A ₹50 lakh Manappuram HF home loan at 11.75% over 20 years means about ₹80.04 L in total interest — on top of the ₹50 lakh you borrowed. Prepaying even ₹10,000/month can cut years off the loan and save several lakh in interest.
See your prepayment savings →Compare Manappuram HF with other lenders →
Manappuram HF home loan by city
Compare Manappuram HF with similar lenders
| Lender | Min Rate | ₹50L · 20yr EMI |
|---|---|---|
| Manappuram HF (this page) | 11.75% | ₹54,185 |
| AU SFB | 11% | ₹51,609 |
| Muthoot Homefin | 11% | ₹51,609 |
| Aavas | 11.3% | ₹52,634 |
| Motilal Oswal HF | 11.75% | ₹54,185 |
| Vastu HFC | 12.5% | ₹56,807 |
| India Shelter | 13% | ₹58,579 |
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Frequently Asked Questions
What is the Manappuram Home Finance home loan interest rate in 2026?
Manappuram Home Finance offers home loans starting at 11.75% p.a., going up to 15.5% p.a. depending on your CIBIL score, loan amount, and income profile. Rates are as of June 2026; confirm the current rate with the lender before applying.
What is the EMI for a ₹50 lakh Manappuram HF home loan?
At 11.75% p.a., a ₹50 lakh Manappuram HF home loan has an EMI of about ₹54,185 for 20 years — roughly ₹50,470 for 30 years and ₹59,207 for 15 years. Use the NestSaver calculator for your exact amount.
What is the processing fee and maximum tenure for a Manappuram HF home loan?
Manappuram Home Finance's processing fee is Varies, with a maximum tenure of 20 years and funding of up to 80% of the property value (loan-to-value).
Is prepayment allowed on a Manappuram HF home loan?
Yes. RBI rules prohibit prepayment penalties on floating-rate home loans, so you can prepay a Manappuram HF home loan partially or fully at any time. The NestSaver prepayment simulator shows exactly how much interest and time you save.
Disclaimer: Interest rates shown are indicative, sourced as of June 2026, and the lowest published floating rate is typically reserved for borrowers with high credit scores. Actual rates depend on your profile, loan amount, and the property, and change frequently. Always confirm the current rate directly with Manappuram Home Finance before applying. NestSaver is an information and planning service, not a lender.