Market signal
Repo Rate / Rate Alerts
Track repo-rate changes, lender reset timing, and subscribe for alerts when it is time to act.
Repo history
RBI Repo Rate History
Last updated: 5 December 2025
Recent Changes (2025)
| Date | Rate | Change |
|---|---|---|
| 5 Dec 2025 | 5.25% | ↓ 0.25% |
| 6 Jun 2025 | 5.50% | ↓ 0.50% |
| 9 Apr 2025 | 6.00% | ↓ 0.25% |
| 7 Feb 2025 | 6.25% | ↓ 0.25% |
Don't Miss the Next Rate Cut!
Banks often delay passing on rate cuts. Subscribe now to get an instant alert when the RBI changes the Repo Rate, so you can demand a lower EMI immediately.
No spam. Unsubscribe anytime. We respect your privacy.
Tool FAQs
Short answers to the most common questions about this calculator.
Because your bank may pass through changes only on reset. The personal reset date is often more actionable than the headline itself.
Yes. That is exactly when reminders and negotiation prompts become useful.
No. This page tells you when to act. The refinance checker tells you whether switching is financially worth it.
Keep the conversation going
Get more value from every tool run with updates, alerts, and new guides tied to your current decision stage.
Subscribe to our Newsletter
Get the latest updates, tips, and articles on home loans and finance delivered to your inbox.