City Union Bank Home Loan
Interest rates from 8.25% p.a. (up to 12.75%) · EMI from ₹37,563/month on a ₹50L loan over 30 years. Rates as of June 2026.
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About City Union Bank home loans
Tamil Nadu-based private lender offering CUB Swayam Graha home-loan schemes.
CUB home loan EMI table (8.25% p.a.)
Monthly EMI at CUB's minimum rate. Tap any amount for the full breakdown.
How much interest will a CUB loan cost?
A ₹50 lakh CUB home loan at 8.25% over 20 years means about ₹52.25 L in total interest — on top of the ₹50 lakh you borrowed. Prepaying even ₹10,000/month can cut years off the loan and save several lakh in interest.
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Frequently Asked Questions
What is the City Union Bank home loan interest rate in 2026?
City Union Bank offers home loans starting at 8.25% p.a., going up to 12.75% p.a. depending on your CIBIL score, loan amount, and income profile. Rates are as of June 2026; confirm the current rate with the lender before applying.
What is the EMI for a ₹50 lakh CUB home loan?
At 8.25% p.a., a ₹50 lakh CUB home loan has an EMI of about ₹42,603 for 20 years — roughly ₹37,563 for 30 years and ₹48,507 for 15 years. Use the NestSaver calculator for your exact amount.
What is the processing fee and maximum tenure for a CUB home loan?
City Union Bank's processing fee is Varies, with a maximum tenure of 30 years and funding of up to 90% of the property value (loan-to-value).
Is prepayment allowed on a CUB home loan?
Yes. RBI rules prohibit prepayment penalties on floating-rate home loans, so you can prepay a CUB home loan partially or fully at any time. The NestSaver prepayment simulator shows exactly how much interest and time you save.
Disclaimer: Interest rates shown are indicative, sourced as of June 2026, and the lowest published floating rate is typically reserved for borrowers with high credit scores. Actual rates depend on your profile, loan amount, and the property, and change frequently. Always confirm the current rate directly with City Union Bank before applying. NestSaver is an information and planning service, not a lender.