CSB Bank Home Loan
Interest rates from 9.69% p.a. (up to 12%) · EMI from ₹42,738/month on a ₹50L loan over 30 years. Rates as of June 2026.
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About CSB Bank home loans
Kerala-based private lender offering home loans for tenures up to 20 years.
CSB home loan EMI table (9.69% p.a.)
Monthly EMI at CSB's minimum rate. Tap any amount for the full breakdown.
How much interest will a CSB loan cost?
A ₹50 lakh CSB home loan at 9.69% over 20 years means about ₹63.35 L in total interest — on top of the ₹50 lakh you borrowed. Prepaying even ₹10,000/month can cut years off the loan and save several lakh in interest.
See your prepayment savings →Compare CSB with other lenders →
CSB home loan by city
Compare CSB with similar lenders
| Lender | Min Rate | ₹50L · 20yr EMI |
|---|---|---|
| CSB (this page) | 9.69% | ₹47,229 |
| Repco | 9.5% | ₹46,607 |
| Piramal | 9.5% | ₹46,607 |
| Utkarsh SFB | 9.5% | ₹46,607 |
| Shriram Housing | 9.5% | ₹46,607 |
| Hero Housing | 9.5% | ₹46,607 |
| Jana SFB | 9.75% | ₹47,426 |
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Frequently Asked Questions
What is the CSB Bank home loan interest rate in 2026?
CSB Bank offers home loans starting at 9.69% p.a., going up to 12% p.a. depending on your CIBIL score, loan amount, and income profile. Rates are as of June 2026; confirm the current rate with the lender before applying.
What is the EMI for a ₹50 lakh CSB home loan?
At 9.69% p.a., a ₹50 lakh CSB home loan has an EMI of about ₹47,229 for 20 years — roughly ₹42,738 for 30 years and ₹52,786 for 15 years. Use the NestSaver calculator for your exact amount.
What is the processing fee and maximum tenure for a CSB home loan?
CSB Bank's processing fee is Varies, with a maximum tenure of 20 years and funding of up to 90% of the property value (loan-to-value).
Is prepayment allowed on a CSB home loan?
Yes. RBI rules prohibit prepayment penalties on floating-rate home loans, so you can prepay a CSB home loan partially or fully at any time. The NestSaver prepayment simulator shows exactly how much interest and time you save.
Disclaimer: Interest rates shown are indicative, sourced as of June 2026, and the lowest published floating rate is typically reserved for borrowers with high credit scores. Actual rates depend on your profile, loan amount, and the property, and change frequently. Always confirm the current rate directly with CSB Bank before applying. NestSaver is an information and planning service, not a lender.