Hero Housing Finance Home Loan
Interest rates from 9.5% p.a. (up to 18%) · EMI from ₹42,043/month on a ₹50L loan over 30 years. Rates as of June 2026.
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About Hero Housing Finance home loans
Offers fixed, floating and mixed home loans with tenures up to 30 years.
Hero Housing home loan EMI table (9.5% p.a.)
Monthly EMI at Hero Housing's minimum rate. Tap any amount for the full breakdown.
How much interest will a Hero Housing loan cost?
A ₹50 lakh Hero Housing home loan at 9.5% over 20 years means about ₹61.86 L in total interest — on top of the ₹50 lakh you borrowed. Prepaying even ₹10,000/month can cut years off the loan and save several lakh in interest.
See your prepayment savings →Compare Hero Housing with other lenders →
Hero Housing home loan by city
Compare Hero Housing with similar lenders
| Lender | Min Rate | ₹50L · 20yr EMI |
|---|---|---|
| Hero Housing (this page) | 9.5% | ₹46,607 |
| SMFG Grihashakti | 9.35% | ₹46,118 |
| Repco | 9.5% | ₹46,607 |
| Piramal | 9.5% | ₹46,607 |
| Utkarsh SFB | 9.5% | ₹46,607 |
| Shriram Housing | 9.5% | ₹46,607 |
| CSB | 9.69% | ₹47,229 |
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Frequently Asked Questions
What is the Hero Housing Finance home loan interest rate in 2026?
Hero Housing Finance offers home loans starting at 9.5% p.a., going up to 18% p.a. depending on your CIBIL score, loan amount, and income profile. Rates are as of June 2026; confirm the current rate with the lender before applying.
What is the EMI for a ₹50 lakh Hero Housing home loan?
At 9.5% p.a., a ₹50 lakh Hero Housing home loan has an EMI of about ₹46,607 for 20 years — roughly ₹42,043 for 30 years and ₹52,211 for 15 years. Use the NestSaver calculator for your exact amount.
What is the processing fee and maximum tenure for a Hero Housing home loan?
Hero Housing Finance's processing fee is Up to 3%, with a maximum tenure of 30 years and funding of up to 90% of the property value (loan-to-value).
Is prepayment allowed on a Hero Housing home loan?
Yes. RBI rules prohibit prepayment penalties on floating-rate home loans, so you can prepay a Hero Housing home loan partially or fully at any time. The NestSaver prepayment simulator shows exactly how much interest and time you save.
Disclaimer: Interest rates shown are indicative, sourced as of June 2026, and the lowest published floating rate is typically reserved for borrowers with high credit scores. Actual rates depend on your profile, loan amount, and the property, and change frequently. Always confirm the current rate directly with Hero Housing Finance before applying. NestSaver is an information and planning service, not a lender.