Piramal Capital & Housing Finance Home Loan
Interest rates from 9.5% p.a. (up to 12%) · EMI from ₹42,043/month on a ₹50L loan over 30 years. Rates as of June 2026.
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About Piramal Capital & Housing Finance home loans
Absorbed the former DHFL book and now lends across prime and affordable segments.
Piramal home loan EMI table (9.5% p.a.)
Monthly EMI at Piramal's minimum rate. Tap any amount for the full breakdown.
How much interest will a Piramal loan cost?
A ₹50 lakh Piramal home loan at 9.5% over 20 years means about ₹61.86 L in total interest — on top of the ₹50 lakh you borrowed. Prepaying even ₹10,000/month can cut years off the loan and save several lakh in interest.
See your prepayment savings →Compare Piramal with other lenders →
Piramal home loan by city
Compare Piramal with similar lenders
| Lender | Min Rate | ₹50L · 20yr EMI |
|---|---|---|
| Piramal (this page) | 9.5% | ₹46,607 |
| SMFG Grihashakti | 9.35% | ₹46,118 |
| Repco | 9.5% | ₹46,607 |
| Utkarsh SFB | 9.5% | ₹46,607 |
| Shriram Housing | 9.5% | ₹46,607 |
| Hero Housing | 9.5% | ₹46,607 |
| CSB | 9.69% | ₹47,229 |
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Frequently Asked Questions
What is the Piramal Capital & Housing Finance home loan interest rate in 2026?
Piramal Capital & Housing Finance offers home loans starting at 9.5% p.a., going up to 12% p.a. depending on your CIBIL score, loan amount, and income profile. Rates are as of June 2026; confirm the current rate with the lender before applying.
What is the EMI for a ₹50 lakh Piramal home loan?
At 9.5% p.a., a ₹50 lakh Piramal home loan has an EMI of about ₹46,607 for 20 years — roughly ₹42,043 for 30 years and ₹52,211 for 15 years. Use the NestSaver calculator for your exact amount.
What is the processing fee and maximum tenure for a Piramal home loan?
Piramal Capital & Housing Finance's processing fee is Varies, with a maximum tenure of 30 years and funding of up to 90% of the property value (loan-to-value).
Is prepayment allowed on a Piramal home loan?
Yes. RBI rules prohibit prepayment penalties on floating-rate home loans, so you can prepay a Piramal home loan partially or fully at any time. The NestSaver prepayment simulator shows exactly how much interest and time you save.
Disclaimer: Interest rates shown are indicative, sourced as of June 2026, and the lowest published floating rate is typically reserved for borrowers with high credit scores. Actual rates depend on your profile, loan amount, and the property, and change frequently. Always confirm the current rate directly with Piramal Capital & Housing Finance before applying. NestSaver is an information and planning service, not a lender.